A List of Tiny House Builders That Offer Mortgage Financing in America

Affordable Alternatives to Traditional Housing

Tiny house designs are a more affordable alternative to the traditional house that requires a hefty down payment and a large mortgage. With that said some tiny houses can come with a hefty price tag that ranges between $50,000 to $100,000 which is a still large sum, but typically a lot less than a traditional mortgage loan. For those who are unable to pay cash for their tiny house themselves or secure funds through either family or friends, there are other options available. One plan is that you can finance your tiny house design directly through RV-certified tiny house builders. Financing a tiny house is more straightforward with RVIA-certified tiny houses since the mortgage lenders consider them similar to RVs. Major tiny house RV builders work with lenders to offer financing for tiny house designs. The following are just some of the tiny house builders who offer financing for their tiny house designs.

Mint Tiny House Company

1. Mint Tiny House Company - When you have good to excellent credit, you'll get a low rate on a tiny house loan from their financing partner LightStream, the premier online consumer lender. They offer competitive fixed rates, and will even plant a tree once your tiny house loan is funded.

Tumbleweed Tiny House Company

2. Tumbleweed Tiny House Company - Located in Colorado Springs, Colorado they offer tiny house RV loans to finance your tiny house design.

Humble Handcraft

3. Humble Handcraft - Located in Ventura, California. Certification. Their Tiny homes are built to be suitable for permanent, full-time or part-time residential living. They build to the Noah standard, which incorporates nationally recognized safety, construction and energy efficiency standards that are currently used by the home building and RV industries. These standards include the American National Standards Institute, National Fire Protection Association and the National Electrical Code. Each finished tiny home is inspected and then certified by a Noah representative, thereby allowing the tiny homeowner to park anywhere the codes above are required. They offer financing for their tiny homes through mortgage lenders Koala Financial Group.

Tiny Heirloom

4. Tiny Heirloom - Tiny house builders based in Portland, Oregon. Tiny Heirloom offers financing through their partner, KFG. Their low rate tiny home mortgage loans are specifically designed to fit your budget and bring your tiny home dreams to life.

Sierra Tiny Houses

5. Sierra Tiny Houses - Tiny house builders based in Sacramento, California. Once you become a client of Sierra Tiny Houses, they can start the next step by determining which mortgage lender would work best for your situation. They recommend you discuss the different mortgage lenders before you speak with directly so you can have all of the required information needed.

Jamaica Cottage Shop

6. Jamaica Cottage Shop - Tiny house builders, located in South Londonderry, Vermont. They have teamed up with GetBread.com to provide easy and affordable financing on your cabin building, shed or tiny house order.

ESCAPE

7. ESCAPE - Tiny house builders located in Rice Lake, Wisconsin. They are a proud member of RVIA. This tiny house and park model company complies with more than 500 safety specifications for electrical, heating, plumbing, fire and life safety established under the National Fire Protection Association (NFPA) Standard for Recreation Vehicles. Once you choose the tiny house on wheels or park model that you want, you can then fill out the mortgage application.